Investing

More than 24 million households in the U.S. have Roth individual retirement accounts, which accounted for $810 billion in retirement assets as of 2019, according to the Investment Company Institute.  The retirement savings vehicles are funded with after-tax dollars, which means distributions are tax-free. Key Takeaways Roth IRAs are retirement savings vehicles that are
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The SpaceX Falcon 9 rocket and Crew Dragon capsule stand upright on the launchpad at NASA’s Kennedy Space Center ahead of the Demo-2 launch. Elon Musk’s SpaceX denounced a subpoena from the Department of Justice for its corporate hiring records, saying in a court filing that the investigation by the federal agency’s Immigrant and Employee
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Investors looking to enjoy the touch, feel and security of owning gold may wish to buy gold bars instead of intangible investments such as gold exchange-traded funds (ETFs). Physical, investment-grade gold, also referred to as gold bullion, can be purchased at spot price, which is the price of un-fabricated gold plus additional costs, which vary
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Ordinarily, a tenth anniversary is a cause for celebration and reflection. But there were hardly any encomiums for bitcoin, which celebrated the tenth anniversary of its introduction to the world in 2018. Satoshi Nakamoto, who authored the whitepaper that introduced bitcoin to the world, is supposed to have created the digital currency in 2008 in
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CNBC’s Jim Cramer said Wednesday he anticipates a ferocious travel recovery from the Covid pandemic, a development that would have significant implications for companies with exposure to the industry and for the U.S. economy overall. “It’s going to be a boom here in this country, and I don’t think people are ready for it,” Cramer
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Homeownership remains a vital part of the American dream. Maybe that’s why there are a host of incentives designed to make it easier for first-time homebuyers to afford a place. These incentives include federal and state grants, tax credits, and other options. Even if you’ve owned a home in the past, you may qualify for
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If you’re looking into tax-advantaged ways to save money, you may have been hearing about HSAs. A Health Savings Account, or HSA, is a savings account with a unique triple tax benefit. Contributions reduce taxable income, their growth within the account is tax-free, and qualified withdrawals (that is, ones used for medical expenses) are also tax-free. But one-size
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Japanese billionaire entrepreneur Yusaku Maezawa speaks at SpaceX’s headquarters in Hawthorne, California.  Michael Sheetz | CNBC Japanese billionaire Yusaku Maezawa announced on Tuesday that he will choose eight members of the public to join him on his trip around the moon, scheduled to fly on SpaceX’s Starship rocket in 2023. “I’m inviting you to join
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Neighborly, the world’s first Community Investment Marketplace enables you to “invest in the change you want to see in the world.” The issuance of bonds to fund community projects is not a new phenomenon in the United States. For over 200 years, trillions of dollars have been funneled into neighborhood projects to build anything from
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Evaluating the return of an investment without regard to the risk taken offers very little insight as to how a security or portfolio has really performed. Every security has a required rate of return, as specified by the capital asset pricing model (CAPM). The Jensen index, or alpha, is what helps investors determine how much
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Yellow Dog Prod. | Image Bank | Getty Images After a wild final week of a volatile month, it’s becoming increasingly clear that something is spooking investors. That something is the potential for a surge in inflation later this year.  Investors are justifiably concerned that the combination of sustained Fed interest-rate suppression and trillions in
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Having your home purchase offer accepted is like getting that runner’s high during a marathon. But hold the champagne—the property isn’t yours just yet. After your purchase offer is accepted and before you get the keys—commonly referred to as escrow—there are many hurdles to overcome. If you stumble on any of them, the purchase may
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Different types of companies may enter into futures contracts for different purposes. The most common reason is to hedge against a certain type of risk. Companies may also trade futures for speculative purposes. Hedging Companies may use futures contracts to hedge their exposure to certain types of risk. For example, an oil production company may
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A sign outside of a facility occupied by TreeHouse Foods in Brantford, Ontario, Canada. Kristoffer Tripplaar | SIPA USA | AP Company: TreeHouse Foods Inc. (THS) TreeHouse Foods Inc. of Oak Brook, Illinois manufactures consumer packaged food and beverages, including a range of shelf-stable, refrigerated, fresh and frozen products. Its product categories include beverages, salad
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Square Inc. (SQ) is a financial services and online payments company that provides hardware and software tools to help businesses run and grow their operations. Among Square’s primary products are: a point-of-sale hardware system; software for payments processing and analytics; Square Card, a free business debit card; and Cash App, a peer-to-peer (P2P) payment service.
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What Is ‘Defund the Police’? “Defund the police” refers to a call for the reallocation of money that currently goes to police budgets in the United States to structural improvements for underprivileged communities. The phrase encompasses a lot of different visions about police reform that include a disinvestment from police budgets, an increased investment into
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As tax season approaches, you may find yourself wondering what your options are for filing a tax return. There are a couple of items we must address first. When is the tax season? What information do you need to gather before you can file your taxes? Key Takeaways Tax season typically runs from early in
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Since their introduction in 1993, exchange-traded funds (ETFs) have exploded in popularity with investors looking for alternatives to mutual funds. Both institutions and individuals could see the benefit of these instruments—a basket of assets designed to track an index—that offered low management fees and higher intraday price visibility. But of course, no investment is perfect,
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The telecommunication sector is made up of companies that make communication possible on a global scale, whether it is through the phone or the Internet, through airwaves or cables, through wires or wirelessly. These companies created the infrastructure that allows data in words, voice, audio, or video to be sent anywhere in the world. The
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Since its inception in 1978, the 401(k) plan has grown to become the most popular type of employer-sponsored retirement plan in America. Millions of workers depend on the money that they have invested in these plans to provide for them in their retirement years, and many employers see a 401(k) plan as a key benefit
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Most Americans encounter some form of debt in their lives. However, not all debts are created equally and some are considered better than others. Indeed, while debt comes in several forms, all personal debt (not corporate or government debt) can be categorized within a few main types, including secured debt, unsecured debt, revolving debt, and
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Even if you’ve managed to avoid sitting through a company benefits meeting, you’re no doubt familiar with the concept of a 401(k) plan. A 401(k) is a defined-contributions plan. You sock away a set amount each paycheck, your employer may match some percentage of the contribution, and years later you declare your own financial independence.
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Patient investors have kept the share prices for The Home Depot, Inc. (HD) in a defined range ahead of its quarterly earnings announcement. Because of this, option traders are taking advantage of the opportunity to sell option premium. That means they hope to collect profit from selling covered calls anticipating that the stock will not move strongly after earnings. This implies
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