Investing

Although individuals on different sides of the political spectrum are likely to disagree about what’s to be done to fix the U.S. health care system, few would likely dispute that the sector is in rough shape at this point. To be sure, fixing health care is a process that’s sure to be lengthy and to
0 Comments
Virgin Galactic’s spacecraft outside Spaceport America in New Mexico. Virgin Galactic Virgin Galactic stock drop after reporting first quarter results accelerated in early trading on Tuesday, with the company’s next spaceflight test – and its broader path to beginning commercial flights – possibly delayed further. The space tourism company gave an update on progress toward
0 Comments
Berkshire Hathaway, Inc. (BRK.A, BRK.B) is a conglomerate holding company that is best known for its iconic chief executive officer, Warren Buffett. Otherwise known as “The Oracle of Omaha,” Buffett has been building the company for more than five decades and is one of the wealthiest people in the world—estimated to have a $70.1 billion net worth
0 Comments
The cryptocurrency world is full of uncertainty that swings both ways: On the one hand, there has been incredible optimism among investors and developers at the potential future of the digital currency space (some of which has led to speculation, some analysts argue). On the other hand, though, and related to this sense of optimism,
0 Comments
Running a business comes with many types of risk. Some of these potential hazards can destroy a business, while others can cause serious damage that is costly and time-consuming to repair. Despite the risks implicit in doing business, CEOs and risk management officers can anticipate and prepare regardless of the size of their business. Identifying
0 Comments
When you review a company’s balance sheet or income statement, you run into a breakdown of cash flow. Ostensibly, the cash flow is the difference between how much money is generated versus how much is spent on operations. However, it isn’t always that straightforward. Companies are fully aware that investors and lenders are monitoring their
0 Comments
Perhaps no investment opportunity has captured the minds of investors in recent years more than China has. According to the World Bank, China’s GDP has averaged almost 10% per year since 1978. And in 2018, the country represented nearly 19% of the world’s population. Inevitably, China will have hiccups as it proceeds to lead the global growth of the economy.
0 Comments
What Is the History of Banking? Banking has been around since the first currencies were minted—perhaps even before that, in some form or another. Currency, in particular coins, grew out of taxation. As empires expanded, functional systems were needed to collect taxes and distribute wealth.  Key Takeaways Banking institutions were created to provide loans to
0 Comments
Exchange-traded funds (ETFs) are growing in popularity as a result of recent shifts in the markets and the 2019 Federal Reserve interest rate cuts. In fact, the ETF market has recently surged to $4 trillion assets under management (AUM) following a series of price wars and a new rule passed by the SEC. This is
0 Comments
Figuring out how to pay for college can be both difficult and confusing. This is especially true for LGBTQ+ students because some face the barrier of not receiving parental support or guidance. The College Board estimates that the average price of undergraduate tuition, fees, and room and board were around $50,770 for a four-year private
0 Comments
They might feel like family, but pets don’t qualify as dependents on your health insurance. Pet insurance gives you an option to pay a modest monthly fee in exchange for dramatically lower costs for your pet’s medical care. Figo features three pricing plans for accident and illness coverage, while Trupanion offers a sliding scale where
0 Comments
Do you travel a lot? If you do, you might use an online travel site to book hotels, airfare, or rental cars. Like many credit cards, travel sites often offer rewards as incentives to stay loyal. Two of the most prominent players in the online travel business are Expedia and Orbitz. While they are part of
0 Comments
What Is the Normal Distribution? The normal distribution formula is based on two simple parameters—mean and standard deviation—that quantify the characteristics of a given dataset.  While the mean indicates the “central” or average value of the entire dataset, the standard deviation indicates the “spread” or variation of data points around that mean value. Key Takeaways
0 Comments
Trust means everything in relationships, whether we’re focusing on those in romance, family, or finances. Make that, especially in financial matters, which can be as emotionally draining, destructive and costly as anything else that we experience in our lives. An unscrupulous financial advisor can cause an unsuspecting investor to be badly hurt or even tragically wiped out
0 Comments
As the cost of traditional health insurance rises, some Americans are seeking alternatives that provide some sort of protection without busting their monthly budgets. Here are five viable options worth considering.  Key Takeaways Traditional health insurance policies are the go-to plan for medical coverage, but consumers have other options. Alternatives include primary care membership plans, medical
0 Comments
Your net worth calculation provides a financial report card for how you are doing at this point in time. Net worth is calculated by subtracting all of your liabilities (what you owe) from your total assets (what you own). If your assets exceed your liabilities you have a positive net worth. If your liabilities are
0 Comments